GET PRE-APPROVED!

GVC Mortgage
Lee Becton
Loan Originator

NMLS: 120953

Cell: 812-219-3477 

Website:  gvcmortgage.com 


Email: lbecton@gvcmortgage.com

WHY GET PRE-APPROVED?

A mortgage pre-approval is a valuable tool for home buyers. It can help you determine how much you can afford to borrow and make you a more competitive buyer. It can also give you peace of mind knowing that you are financially prepared to buy a home.

 

The mortgage pre-approval process typically takes a few days to a week (not to be confused with a Pre-Qualification which only takes a few minutes and should NOT be used to submit an offer).  Once you have been pre-approved, the lender will issue you a pre-approval letter. This letter will state the amount of money you have been pre-approved for and the terms of the loan.

 

Contact the Lender below to get started or Click Here!

WHAT DO I NEED TO GET PRE-APPROVED?

The specific documents required may vary depending on the lender and the type of mortgage you are applying for. It is a good idea to contact the lender in advance to ask about their specific requirements.  Some common requirements are 1) A full credit report, 2) Proof of income such as pay stubs or tax returns, 3) Valid for of Gov issued I.D such as a Drivers License or Passport, 4) Proof of Assets such as bank statements and investment/retirement statements.

 

In addition to the documents listed above, you may also be asked to provide additional information, such as your housing expenses, childcare costs, or monthly debt payments. The lender will use this information to assess your ability to repay the mortgage.

 

Contact the Lender below to get started or Click Here!

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